Three Important Steps

• Find the right lender.
• Figure out how much house you can afford and get pre-qualified for a loan.
• Talk with family members and prioritize the house’s most important features
  Should You Hire An Agent?

Since it’s your first time buying a home, it’s probably a good idea to connect with a reliable real estate agent who can apprise you of the newest homes on the market and act in your interest during negotiations. In some cases, sellers won’t show their homes to potential buyers who aren’t using a real estate agent. And if you’re concerned about the agent’s cost, consider that in nearly all cases, the seller covers the buyer’s real estate agent fee.

Negotiations Begin

When you find the right house, prepare to negotiate on selling price. You may go back and forth several times with the seller until both sides agree on the final price. Once you’ve reached that point, hire a quality inspector by getting references from friends, family and your real estate agent. Based on the inspector’s report, you may go back to the seller and request a drop in price or request that the seller make repairs before the closing.

Back-Up Plans

But the seller is in control, too, and may stop negotiations with you if a better offer comes along. That’s why it’s best not to get too emotionally attached to a house. And it may be prudent to find a second option in case the deal fizzles.

You’ll likely have a lot of questions as you travel this life-changing journey to homeownership. Contact us today at  to find out how we can help.